Understanding Auto Insurance
Your Auto Insurance shouldn't be confusing. At A1 Risk Insurance we will personally explain your coverage clearly taking into consideration your specific needs.
Choose liability
only or full coverage including comprehensive and collision.
Liability coverage provides protection for you when you are at
fault for an accident. Carrying only Liability only coverage
is the least expensive way to meet the requirements for financial
responsibility however, Liability only coverage only pays
for the damage to the other party when the damage is caused by
you. There is no payment for repairs to your vehicle. Full
coverage provides extensive protection for repair or replacement
of your vehicle in many other accidental situations. You need an SR-22? The
SR-22 form is provided at no charge when required by the
Department of Motor Vehicles. It is a statement from the insurance
company that you have at least the minimum required amount of
liability coverage on your vehicle or on your self if you do not
own a vehicle but drive other persons autos. This form must be
presented to the Department of Motor Vehicles in order to have
a license reinstated when suspended. Typically, it is required
that the SR-22 be maintained for 3 years. This requirement is
a protection for all drivers in an attempt to ensure financial
responsibility on the part of every driver.
At A1 Risk Insurance we handle many driving records that standard agents won't. We understand the difficulties faced with higher risk coverages and will do what we can to make insurance for any driving record affordable. |
Coverages
Explained 
You've
had some unfortunate points added to your record?