The A1 Risk Insurance of America, Inc. ("A1 Risk")
respects the privacy of the individuals and businesses accessing/using
("Users") its website ("Website"). The purpose of this General Public
Privacy and Data Collection Policy ("Policy") is to inform Users about
information that may be gathered about them when they visit the areas of
A1 Risk's Website accessible to the public ("Public Areas").

A1 Risk collects limited information about Users who visit the Public Areas of
the Website. This information is automatically collected on an aggregate
basis ("Aggregate Information") to measure traffic on the Website, including
the Agent Locator. Aggregate Information is collected through the use of a
"cookie" or small text file placed on the User's hard drive by the User's
Internet browser. The cookie allows A1 Risk to track the number of hits or
visits to various pages on the Website, including the Agent Locator. When
A1 Risk's Website is accessed through a hyperlink on another website, the
cookie will identify and track the Internet Protocol address ("IP") that
linked the User to the Website. If the User did not hyperlink to A1 Risk's
Website from the most recently visited IP, then A1 Risk will only identify the
User's Internet Service Provider (e.g., AOL.com, yahoo.com, etc.). The
cookie is used only during a single connection to the Website and Agent
Locator, and is not used to track User activity after leaving the Website
and Agent Locator. It is permanently disabled when the User exits the
Website, and information about individual Users is not collected, saved or
distributed to others by A1 Risk. Aggregate Information and other information
gathered through voluntary User surveys and forms assists A1 Risk to better
understand Users' needs and improve the Website, and to enable A1 Risk to
demonstrate to vendors and others information about the volume and nature of
its Website traffic.

The Website and Agent Locator contain hyperlinks to Internet sites of A1 Risk
members and other businesses and resources, and each Internet site may have
its own privacy and data collection policies and practices. A1 Risk is not
responsible for the privacy and data collection policies and practices of
any of its members or other businesses and resources, or for the content of
their Internet sites. Users interested in the privacy and data collection
policies and practices of A1 Risk member or other businesses and resources
should review their policies. A1 Risk makes no representations of any kind
about the Internet sites of its members or other businesses and resources,
and A1 Risk disclaims all warranties and responsibilities of any kind,
including, without limitation, warranties and responsibilities with respect
to A1 Risk members' and other businesses' and resources' Internet sites,
content, privacy and data collection policies and practices, and actions.

A1 Risk reserves the right to change this Policy at any time by posting
changes to this page. Please send comments or questions regarding this
Policy to:
info@a1risk.com